Effective Date: April 16, 2026

These Terms of Service (“Terms”) govern your access to and use of the websites, apps, courses, tools, and related services operated by Laurel Walker-Natale, operating under the Up-n-Up Club brand (“Up-n-Up Club,” “we,” “us,” or “our”).

These Terms apply to:

• Main website: up-n-up.club

• Apps and subdomains:

  • studio.up-n-up.club

  • deckko.up-n-up.club

  • tidyjot.up-n-up.club

  • ideasies.up-n-up.club

  • tellaprompt.up-n-up.club

  • riple.up-n-up.club

  • happyappy.up-n-up.club

  • subsnack.up-n-up.club

  • spindle.up-n-up.club

These services include the Up-n-Up Club website, The Studio, TidyJot, Deckko, Ideasies, Riple, HappyAppy, TellaPrompt, SubSnack, and Spindle (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Who We Are

Up-n-Up Club provides training, strategy, and companion apps designed to help coaches, creators, and online business owners turn customer pain points into micro apps, offers, lead magnets, and revenue-generating tools.

2. Eligibility

The Services are intended for adults only.

You must be at least 18 years old to use the Services. By using the Services, you represent and warrant that you are at least 18 and legally able to enter into a binding agreement.

3. Accounts

Some parts of the main website may be browsed without an account, but all apps in the Up-n-Up Club ecosystem require an account.

When you create an account, you agree to:

• provide accurate and current information

• keep your login credentials secure

• not share your account with others

• notify us promptly if you suspect unauthorized access to your account

You are responsible for all activity that occurs under your account.

We may suspend or terminate accounts that violate these Terms, create security risks, or misuse the Services.

4. Purchases, Billing, and Payment Terms

Payments for our Services are processed through Stripe Checkout.

We may offer:

• one-time purchases

• subscriptions

• free trials

• credits

• course purchases

You agree to provide current, complete, and accurate billing information and to pay all charges associated with your use of the Services.

Subscriptions

If you purchase a subscription, it will renew automatically unless canceled before the next billing date.

You may cancel anytime. Cancellation takes effect at the end of the current billing period. We do not provide prorated or partial refunds for unused time, except where required by law. Current SaaS terms commonly use this kind of cancellation and non-refund structure.

One-Time Purchases and Course Purchases

All sales are final, but if you believe you purchased in error, contact us within 3 days and we may review the request at our discretion.

Credits

Credits, including HappyAppy credits, are:

• non-refundable

• non-transferable

• carried over if unused

• never expire

Free Trials

If you cancel before the trial ends, you will not be charged. We may modify or end free trials at any time.

We reserve the right to determine eligibility for trials, limit trial access, or revoke a trial if we believe it is being misused.

5. User Content

You may submit content to the Services, including text, notes, prompts, ideas, PDFs, and other materials (“User Content”).

You keep ownership of the User Content you submit.

By submitting User Content, you give us a limited, non-exclusive, worldwide license to host, store, reproduce, process, transmit, and use that content only as needed to operate, provide, maintain, and improve the Services for you.

This includes using trusted third-party service providers to support functions such as hosting, storage, authentication, payments, and AI processing, as described in our Privacy Policy.

You represent and warrant that:

• you own or have the necessary rights to submit your User Content

• your User Content does not violate any law or the rights of others

• your User Content does not contain unlawful, abusive, infringing, or malicious material

We do not claim ownership of your User Content.

6. AI Features and Outputs

Our Services use AI to help process user input and generate outputs such as suggestions, structures, app ideas, prompts, summaries, workflows, and other materials.

By using AI-powered features, you understand and agree that:

• AI-generated outputs may be inaccurate, incomplete, misleading, or unsuitable for your intended use

• you are responsible for reviewing and evaluating any output before relying on it

• you should not rely on AI-generated output for legal, financial, medical, employment, housing, insurance, compliance, or other high-stakes decisions

• we do not guarantee that any output will be useful, correct, available, or fit for a particular purpose

Output May Not Be Unique

Because of the nature of AI systems, outputs may not be unique. Similar or identical suggestions, concepts, app ideas, prompts, workflows, or other outputs may be generated for other users. OpenAI’s current terms say this directly: output may not be unique, and other users may receive similar output.

We do not guarantee that any output will be:

• original

• exclusive to you

• protectable intellectual property

• free from third-party claims

• commercially available only to you

Your use of the Services does not give you any exclusive right to ideas, concepts, or suggestions generated by the Services.

You are responsible for deciding whether and how to use AI-generated output in your business, products, marketing, offers, or content.

7. Acceptable Use

You agree not to use the Services to:

• violate any law or regulation

• infringe the rights of others

• upload or submit unlawful, defamatory, harassing, abusive, or fraudulent content

• gain unauthorized access to accounts, systems, or data

• interfere with the security, performance, or operation of the Services

• introduce malware, harmful code, or malicious scripts

• use the Services to spam, deceive, or exploit others

• scrape, copy, harvest, or extract data from the Services using bots, crawlers, scripts, or automated means without our written permission

• reverse engineer, decompile, disassemble, copy, reproduce, or attempt to derive the source code, models, prompts, logic, or underlying systems of the Services except where prohibited by applicable law

• use the Services to build, train, benchmark, or improve a competing product or service using our platform, outputs, interface, or systems without our written permission

• interfere with rate limits, protective measures, or access controls

• misuse credits, subscriptions, trials, or promotional offers

Restrictions on scraping, reverse engineering, and misuse are common and important in SaaS terms, especially where services involve proprietary workflows or AI features.

8. Suspension, Termination, and Enforcement

We may suspend, restrict, or terminate your access to some or all of the Services at any time, with or without notice, if we believe you have:

• failed to pay amounts owed

• violated these Terms

• used the Services illegally

• engaged in abuse, harassment, or harmful conduct

• attempted scraping, reverse engineering, or unauthorized data extraction

• attempted to disrupt, interfere with, or damage the platform

• misused credits, free trials, or promotional access

• created risk, liability, or harm for us, our users, or third parties

Where appropriate, we may also investigate misconduct and pursue additional remedies, including notifying law enforcement, seeking injunctive relief, and taking legal action.

Termination does not limit any rights or remedies available to us under law or equity.

9. Intellectual Property

The Services, including their design, branding, text, graphics, software, interfaces, workflows, and other content provided by us, are owned by or licensed to Up-n-Up Club and are protected by intellectual property and other laws.

Except for the limited right to use the Services in accordance with these Terms, nothing in these Terms gives you any ownership or license rights in our Services, software, branding, or materials.

You may not copy, modify, distribute, sell, sublicense, or exploit any part of the Services except as expressly allowed by us in writing.

10. Availability and Changes to the Services

We may update, modify, suspend, discontinue, or remove features of the Services at any time.

We do not guarantee that any part of the Services will always be available, uninterrupted, secure, or error-free.

We may also change pricing, features, access levels, trial structures, subscription plans, or credit policies in the future. If a change materially affects a current paid plan, we will generally apply it prospectively unless otherwise stated.

11. Third-Party Services

The Services may rely on or integrate with third-party providers, including payment processors, hosting services, analytics services, email tools, authentication tools, and AI providers.

We are not responsible for the acts, omissions, products, content, or policies of third-party services. Your use of those services may also be subject to their own terms and policies.

12. Disclaimers

The Services are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of:

• merchantability

• fitness for a particular purpose

• non-infringement

• availability

• accuracy

• reliability

• uninterrupted operation

We do not guarantee that:

• the Services will meet your expectations

• outputs will be accurate or unique

• the Services will be uninterrupted or error-free

• defects will be corrected

• the Services will always be secure or free from harmful components

You use the Services at your own risk.

13. Limitation of Liability

To the fullest extent permitted by law, Up-n-Up Club and Laurel Walker-Natale will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, business opportunity, or other intangible losses arising out of or related to your use of the Services.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Services will not exceed the greater of:

• the amount you paid us for the specific Service giving rise to the claim in the 12 months before the claim arose, or

• $100

Some jurisdictions do not allow certain limitations of liability, so parts of this section may not apply to you.

14. Indemnification

You agree to defend, indemnify, and hold harmless Up-n-Up Club and Laurel Walker-Natale from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• your use of the Services

• your User Content

• your violation of these Terms

• your violation of any law or the rights of another person or entity

15. Governing Law and Disputes

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services must be brought exclusively in the state or federal courts located in Florida, and you consent to the personal jurisdiction and venue of those courts.

You agree that any claim must be brought in your individual capacity and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding.

16. Changes to These Terms

We may update these Terms from time to time.

If we do, we will post the updated version and update the Effective Date at the top. Your continued use of the Services after updated Terms are posted means you accept the revised Terms.

If a change is material, we may provide additional notice where appropriate.

17. Contact

If you have questions about these Terms, please contact: support@up-n-up.club